The experienced advisors at FRP Banking Institutions Practice, powered by FGIB (Financial Guaranty Insurance Brokers), have more than 40 years tailoring insurance and risk management solutions exclusively for
banks, lenders and financial service providers across the nation.
From Executive Liability to Force-Placed Insurance, our programs are designed to address the evolving risks facing Financial Institutions today. With decades of experience and access to top-tier carriers, we deliver the coverage, guidance and advocacy your organization needs to stay protected and compliant.
Protects executives and board members from personal losses arising from decisions made in their professional roles—including claims by shareholders, regulators, or customers.
Covers claims tied to workplace disputes, such as discrimination, harassment, wrongful termination and retaliation.
Safeguards financial institutions against claims of negligence, misrepresentation or errors in the delivery of professional services.
A fidelity bond that protects against losses caused by employee dishonesty, forgery, fraud, or theft.
Provides coverage for data restoration, legal and forensic expenses stemming from cyberattacks, breaches or ransomware events.
Protects lender-owned and foreclosed properties when borrower insurance lapses
or is inadequate.
Combines multiple insurance lines—property and liability—into one comprehensive, customizable program.
Covers lender’s interest for damages that are uninsured, underinsured, or lacks required coverage on mortgaged property.
Provides medical and wage benefits for job-related injuries while protecting employers from related legal action.

Joseph started his insurance career with Financial Guaranty Insurance Brokers (FGIB) in 2000. Shortly after, he was responsible for the agency’s Lender Force Placed Insurance and Surety Bond programs. By 2010, he was managing executive accounts and later appointed Vice President. His focus and dedication to financial institutions has helped place FGIB as an elite insurance brokerage for community banks. Mr. Zamora was born and raised in Southern California (San Gabrel Valley), where he still resides with his wife and 2 children. When the family is not traveling to compete at Softball/Baseball tournaments, Joseph enjoys music and mountain biking.